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Minimum opening deposit is only $25. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. Ask us for details. Bank rules and regulations apply.

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Liverpool Branch
7799 Oswego Road
Liverpool, NY 13090

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North Syracuse Branch
201 North Main Street
North Syracuse, NY 13212

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Simply Free Checking—a free account for everyone!

FREE first order of checks

No minimum balance

No monthly service charge

FREE Debit Card with access to over 55,000 ATMs

FREE Online Banking

FREE Bill Pay 

FREE ClickSWITCH

FREE Mobile Banking with Mobile Deposit

FREE Statements with FREE images 

FREE thank you gift

FREE gifts for referring others

Buy back of your debit cards and unused checks from another financial institution up to $10

(315) 638-0233
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Additional Checking Accounts

Open your checking account online or visit your neighborhood branch today!

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Member FDIC | Equal Housing Lender

Baldwinsville Branch
35 Oswego Street
Baldwinsville, NY 13027

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Bridgeport Branch
584 Route 31
Bridgeport, NY 13030
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Manlius Branch
325 Fayette Street
Manlius, NY 13104

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